We are the leader in reinsurance programs in the South.
Since our beginning in 1978, Earl R. Whaley & Company has specialized in reinsurance programs. We pioneered many of the concepts common in the market today.
One concept is ownership. In a reinsurance company, the bank owns the reinsurance company, not the fronting company.
Our team has extensive experience in insurance and accounting. We have developed proprietary systems so participants may monitor and control their programs.
We work to ensure the most profitability for the reinsurance participant.
ADMINISTRATIVE SERVICES
We execute and manage reinsurance, our clients plan and set policy.
Earl R. Whaley & Company provides turnkey service for our reinsurance company clients. By providing this level of service, your management requirements are simply for general planning and policy making for the successful operation of the credit insurance company.
In addition to the usual administrative duties of the fronting company, we handle the actual day-to-day routine operation. Our staff is trained for efficiency and compliance with all state and federal regulations.
We work to ensure the most profitability for the reinsurance participant.
LENDER SUPPORT
Comprehensive, yet flexible support that you determine
Our turnkey approach to reinsurance administration requires very little support by the lender and reinsurer for the daily operation of the reinsurance company.
Full service to the company.
Typically, the lender provides the same information to the fronting company that it would to a regular credit insurance company. New policies and premiums are sent on a regular basis for processing by the fronting company staff. There the new business is checked for accuracy and completeness before being added to the policy database.
Managment by the owners
The reinsurance company is relieved of operational responsibility by the service from Earl R. Whaley & Company. All service provided by the fronting company and Earl R. Whaley & Company are optional at the directive of the owners of the reinsurance company.